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October 22, 2022 The Elk City News -3 Sayre BPA Chapter Places in State for the 12th Year ‘The Sayre Chapter of Business Pro- years. Approximately 2,000 high and the Sayre Chapter, being the lecting donations. We competed fessionals of America at Western school, middle school, and post- smallest school participating in with larger schools and colleges Technology Center has been busy secondary students attended the the fundraiser, placed third state- all over Oklahoma. Big things do raising money for Special Olym- conference. wide by raising money for Special happen in small places!” pics through a state-wide commu- ‘The Sayre BPA chapter collected Olympics. Mrs. Susanne Silk, local The Business Professionals of nity service project entitled “Chain donations raising $845.00. On advisor for the Sayre BPA Chapter, America would like to thank the of Love”. This project which sup- October 18, 2022, the officer says “I am so proud of all the stu- people in our community that do- ports the Oklahoma Chapter of team participated in a conference dents who worked so hard in col- nated to this worthy cause! Special Olympics culminated at the Business Professionals of ‘America (BPA) Leadership Con- ference with the presentation to Western Technology Center, Sayre ‘The Elk City News Advertising band Joe are always involved Director, Neva Pyatt and her hus- campus for placing third in the in community activities. This past state! Students raised $845.00 to week-end was no exception. Out of 15 participants, Joe, won donate to Special Olympics. Okla- ~_ a 1st place and $100 for his 1967 themed costume and Neva and homa BPA through the “Chain her son-in-law, Mike Bagzis, won the "Twist" dance competion of Love” project has contributed at the Draggin' Main V Festival in Cheyenne. over $30,000 over the past three Should you stick with ROBINSON WEST index-based investments? FAMILY MEDICAL CLINIC Welcome! You may have heard that you markets are soaring, which portfolio you might need to can simplify your investment happened for several years achieve your objectives. For strategy just by owning index- until this year’s downturn, example, the S&P 500 may based or passive investments. index-based investments can track a lot of companies, but But is this a good idea? You'll certainly look pretty good — they're predominantly large want to consider the different after all, when the major in- ones. And to achieve your dexes go up, index funds will objectives, you may need a Dr. Michael Robinson’s Family Medical aspects of this type of invest- ment style. do the same. portfolio consisting of large- To begin with, an index- Conversely, during a cor- and small-company stocks, based investment is a vehicle rection, when the market bonds, government securities Clinic is growing again. such as a mutual fund or an exchange-traded fund (ETF) drops at least 10% from re- and other investments. (Keep cent highs, or during a bear in mind, though, that while APRN, Jessica Kennemer has joined the market, when prices fall 20% diversification can give you that mimics the performance of a market benchmark, or or more, index-based invest- clinic and appointments are available for more opportunities for suc- ments will likely follow the cess and can reduce the effects index — the Dow Jones In- dustrial Average, the S&P 500, same downward path. family practice at 1900 West 2nd street Suite of volatility on your portfolio, and so on. (An ETF is similar to a mutual fund in that it And there are also other is- sues to consider with index- it can’t guarantee profits or D in Elk City. holds a variety of investments prevent all losses.) but differs in that it is traded based investments. For one thing, if you're investing with Ultimately, diversifying The Robinson Clinics are known for across different types of in- like a common stock.) You can also invest in index funds that the objective of matching an index, you may be overlook- vestments that align with compassionate, accessible, high-quality your risk tolerance and goals track the bond market. Index investing does offer ing the key factors that should be driving your investment — regardless of whether they healthcare. Call 580-339-8089 for some benefits. Most notably, it’s a buy-and-hold strategy, decisions — your goals and track an index — is the most your risk tolerance. An index important consideration for appointment with Jessica or more information. which is typically more effec- tive than a market-timing ap- is a completely impersonal your investment portfolio. benchmark measuring the Use this idea as your guid- Robinson Family Medical Clinics: “Your proach, in which individuals performance of a specific set ing principle as you jour- Health, Your Life” try to buy investments when of investments — but it can’t ney through the investment their prices are down and sell be a measuring stick of your world. them when the prices rise. At- own progress. tempts to time the market this Furthermore, a single in- This article was written by Bd- way are usually futile because dex, by definition, can’t be ward Jones for use by your local eS nobody can really predict as diversified as the type of Edward Jones Financial Advisor. when high and low points will be reached. Plus, the very act — of constantly buying and sell- ing investments can generate Edward Jones ROBINSON WEST commissions and fees, which MAKING SENSE OF INVESTING can lower your overall rate of FAMILY MEDICAL CLINIC Edward Jones, Member SIPC return. Thus, index investing generally involves lower fees 2014 W. 3rd | Elk City, OK 73644 and is considered more tax ef- ficient than a more active in- 1900 West 2nd, Suite D | Elk City, OK vesting style. Robert Stephens (580) 225-31 56 580-339-8089 | fax: 877-592-0771 Also, when the financial Financial Advisor [email protected]

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