April 23, 2022 Issue, Page 5 of 10

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April 23, 2022 News u How to bea good money Providing comfort and, Support for End of Life chotces manager in retirement Hospice care provides medical services, emotional support, and spiritual re- If you reach retirement with estimate how much it will cost, mate long-term care expenses sources for people who are in the last stages of a serious illness, such as cancer a significant amount of as- which will then dictate much as part of your plan. or heart failure. Hospice care also helps family members manage the practical sets, you've done a great job of your spending and saving Look for senior discounts. of saving and investing, But needs. Once you're a senior, you may details and emotional challenges of caring for a dying loved one. now comes another challenge Stick to a budget. If you've be able to find discounts on a - making that money last. followed a budget throughout For questions regarding hospice service or eligibility, contact: You might think that this your working years, there’s no wide range of items and activi- task, as important as it is, reason to stop now - in fact, ties, such as movies, transpor- won't be as hard as accumu- budgeting may be even more tation, groceries, gym mem- Carrie Perry, RN/ Adminsistrator lating the money in the first essential when you retire. Of berships and more. By taking place. Yet, a sizable number of course, you don’t necessarily advantage of these discounts, people have reached a differ- want to force yourself to be you can save a surprising ent conclusion. In fact, 36% of as frugal as possible — after amount of money and ease Pat Welsh, RN/ Coordinato r of Patient Care retirees say managing money all, you worked hard, saved pressure on your cash flow. in retirement is more con- and invested so you can en- Establish a sustainable with- Some of the most common conditions are: fusing than saving for retire- joy a comfortable retirement ment, and 56% say they wish lifestyle. Look for reasonable drawal strategy. For decades, * Cancer * Failure to Thrive * End Stage Cardiac Disease (CHF) they had budgeted for more cost-cutting opportunities, you've been putting money + End Stage Cerebrovascular Disease (CVA) * End Stage Amyotrophic unexpected expenses in retire- such as eating out less often or into your IRA and 401(k). ment, according to the Edward eliminating streaming services But once you're retired, you Lateral Sclerosis (ALS) * End Stage Pulmonary Disease (COPD) Jones/Age Wave Four Pillars you don't use. will likely need to start tak- + End Stage Liver Disease * End Stage Renal Disease * AIDS/HIV of the New Retirement study. Don’t underestimate health ing withdrawals from these What steps can you take to care costs. Even when you're accounts. It’s essential that + End Stage Neurological Disease such as Parkinson's or Alzheimer’s help you become an effective on Medicare and pay for sup- you don’t withdraw so much money manager during your plemental insurance, health early in your retirement that retirement years? Here are a care costs could still be one of yearrle few to consider: your biggest expenses during you eventually run the risk of outliving your money. You may ery RN Professional, Passionate Set your goals. Your money retirement. Initially, budget- management needs will cer- ing for $4,500 to $6,500 per want to work with a financial Advance, Attentive... tainly depend, to some extent, person annually may be a good professional, who can analyze on what your goals are for the starting point for traditional your entire situation ~ assets, coming years. Will you travel health care expenses in retire- expenses, lifestyle, expected Our Difference Is Our Care extensively? Stay close to home ment. However, depending on longevity, etc. - and recom- and pursue your hobbies? Or your health, prescription drug mend a sustainable with- maybe even open a small busi- usage and other factors, your drawal rate. Keep in mind that ness? Once you identify your costs could be higher or lower. once you turn 72, you may be Have you ever considered becoming vision for retirement, you can ‘And you may also want to esti- required to take out a certain amount each year from your a hospice volunteer? 401(k) and your traditional A fulfilling experience in the spirit Edward Jones IRA, so you'll want to incor- MAKING SENSE OF INVESTING porate these withdrawals into of giving and receiving. your overall income strategy. Edward Jones, Member SIPC Do whatever it takes to be- come a good money manager 2014 W. 3rd | Elk City, OK 73644 during retirement. You'll find that it’s well worth the effort. Robert Stephens (580) 225-3156 This article was written by Ed- ward Jones provided by Robert Stephens of Edward Jones Finan- Financial Advisor [email protected] cial Advisor. MIP POOLIN Section Township rere Oil Per ; Section County Well Name Range Operator Location Depth pay MCF Township BEAVER LOOFBOURROW 2 32-05N-24ECM KERR MCGEE CORPORATION SE 7185 ° 43 County Range Operator CANADIAN TOBY KEITH 1108 7-18-1MxH 18-11N-08w CAMINO NATURAL RESOURCES SW 22877 98 5841 Cappo 08-09N-11W _ KAISER FRANCIS OIL. CO CARTER HEWITT UNIT 15-0903 15-045-02W XTO ENERGY INC Nw 3645 67 © CANADIAN 24-13N-O8W. CITIZEN ENERGY INLLC CARTER HEWITT UNIT 22-2704 22-045-02W XTO ENERGY INC Nw 3761 101 © CLEVELAND: “1G<08Nc01E ARROWHEAD'ENERGYING CARTER KATZ 1-32-29xXHW 29.015-03W CONTINENTAL RESOURCES INC NE 18744 Or a TEAENBGE © WARNER PAGOUCTIONLLE CIMARRON — PROTHRO 1-23 23-01N-O8ECM —_VERDUGO PABLO ENERGY LLC NW 1794 ° ® ie BEISNGEW MEWSCLIINE OL COMEANY HARPER sTu1 33-29N-22W TEX-OK ENERGY LP sw 6300 3 48 TILLMAN BRUSER 1-10 10-035-18W ‘AC OPERATING CO LLC Nw 5260 5 o; Fills a7 ASN2SW' = MEWBOURNECILICOMEANY TULSA HOMINY CREEK 1 07-21N-13€ £2 OPERATING LLC sw 1522 s 0 = ELLs 21-19N-24W = MEWBOURNE OIL COMPANY TULSA HOMINY CREEK 2 07-21N-13E £2 OPERATING LLC Nw 1522 2 o ELLIS 28-19N-24W — MEWBOURNE OIL COMPANY TULSA HOMINY CREEK 3 07-21N-13€ £2 OPERATING LLC Nw 1942 1 0 GRADY 26-08N-06W CAMINO NATURAL RESOURCES TULSA BURT3-A 18-21N-13E D MICHELE PATTERSON sw 1046 ° © KINGFISHER 14-17N-O6W BCE MACH II LLC LINCOLN 29-14N-O5E NN & B ENERGY LLC INTENT TO DRILL MAJOR 19-20N-10W ROX EXPLORATION INC Secon SEMINOLE O1-07N-OSE _—_—_-REACH OIL & GAS COMPANY : SEMINOLE 27-08N-O5E REACH OIL & GAS COMPANY Sounty Wel Mania Township R28 Operator tecation oath SEMINOLE —36-08N-0SE REACH OIL & GAS COMPANY CANADIAN CANADIAN VONTUNGELN 17-20-2N-8w awn 20-12N-0BW TRAVIS VON TUNGELN 17-20-12N-8W 3WHX 20-12N-O8W PEAKRESOURCES Le TRAVIS PEAK RESOURCES LLC =SESW/SWSW ‘SW SW SESE cuecs moos «STEPHENS, «STEPHENS: “OB.OGN-GIW! 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