October 30, 2021 Issue, Page 7 of 14

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Lifestyle October 30, 2021 Canute’s September Build your ‘cash’ account Wall of Fame is Taylor Wilson Taylor was born September 10, 2005 in Elk City, Okla~ before retiring homa. She is the daughter of If you're going to retire in However, once you're retired, tirement, look for opportuni- Brandy Loyd and Lance Wilson. ‘the next few years, you'll want those downturns might not be ties to add to this account. For Step daughter of David Loyd. to start thinking about mak- quite so tolerable. As a retiree, example, you could use some She has one sister Kristyn, ing some changes to your in- you may want to maintain one of the money from a tax re- one brother-in-law Thomas, vestment portfolio. And one year of expenses (adjusted for fund or a bonus at work. And, and two older step brothers, area you may want to look at outside income sources such as if you haven't already done so, DJ and Steven, she also has is whatever type of cash ac- Social Security) in a cash man- you might direct your bank to two nephews Alaric and Jack- count you might have - be- agement account for spend- move a certain amount each son. She is the granddaughter cause, when you're retired, the ing purposes. Knowing you month from your checking or of Betty and Steve Finnell and amount of cash you have read- have this cash set aside may savings account into your cash Ceanna and Stan Wilson. ily available may be even more help you feel more comfort- management. When you're Her hobbies include reading, important than when you were able when markets are vola- retired, do what you can to re- drawing, and spending time working. tile. Nevertheless, holding too plenish your cash account as outdoors. Your cash management ac- much cash has risks of its own. much as possible. Taylor is currently a sopho- count could pay a slightly high- Retirement can last for more Your cash management ac- more at Canute high school. er rate than a typical savings count is important at every than 30 years, so you'll want She has been active in the Upward Bound program for account, as well as serving as to be invested in enough equi- point in your life, but it may a year and plans to continue a holding place for funds that ties and fixed-income vehicles take on even greater meaning throughout high school. After ‘may eventually be transferred to provide your portfolio with when you're retired - so do to other investments. Further- the balance and growth poten- high school she hopes to at- whatever you can to keep it in tend SWOSU to get her busi- more, it can provide you with tial necessary to help you avoid good shape. ness major and begin a career these benefits: outliving your money. This article was written by Ed- You can pay for emergency ‘As you can see, building your as a tattoo studio owner. cash management account can ward Jones provided by Robert expenses. You might be retired, Stephens of Edward Jones Finan- but life goes on — and life is full be helpful in several ways. So, of unexpected expenses, such in the years preceding your re- cial Advisor. Living in a nursing home as a new furnace or a costly auto repair. It's a good idea for By Cherrie Nutley, SWODA day to stimulate and entertain example, the director of nurs- retirees to keep at least three Edward Jones Ombudsman Supervisor, residents mentally, physically, ing, social worker or adminis- months of living expenses in MAKING SENSE OF INVESTING 580-562-5032 and socially. trator. If family/friends are not a separate cash account, which Edward Jones, Member SIPC Family members are en- satisfied with their responses, can help pay for emergencies A nursing facility is not a courage to participate in care family/friends may wish to without forcing you to dip into 2014 W. 3rd | Elk City, OK 73644 hospital. Many people enter a planning meetings with the contact the facility's ombuds- your longer-term investments. You can save for a short- (580) 225-3156 nursing facility after a hospital staff and resident. By being man or other authorities. stay and tend to think of the involved in care decisions, the term goal. You may have sev- nursing facility as an extension information provided by fami- An ombudsman visits with eral short-term goals, such as Robert Stephens the residents and if he/she Financial Advisor [email protected] of hospital care. However, a lies/friends will help ensure has a concern within the facil- a long vacation or a kitchen nursing facility is much differ- quality and satisfaction of care. ity, the ombudsman can work remodeling project. If you are ent. Keep in mind that nursing to resolve that concern (given ‘trying to reach this type of goal Health care professionals facilities are expected to meet permission by resident). within a year or two, you may and dedicated caregivers pro- government-quality standards. The ombudsman receives want to start moving funds vide medical, rehabilitative ‘They are inspected to ensure into your cash management and nursing care as needed. that they do. When a problem complaint calls from residents, account. For goals with longer At the same time, nursing fa- is found, a plan for correcting families, friends, or any indi- time frames, you may want to cilities try to be homes where it is put into place promptly. In vidual. The ombudsman has consider using other types of people can feel comfortable, addition, most areas have an the authority to investigate investments appropriate for find familiar faces and contin- active, government-supervised that complaint and recom- the specific goal and your risk ue life’s activities appropriateombudsman program that pro- mend corrective action. tolerance. to the age capabilities. vides advocates for residents. If you would like to know You can protect some money ain Cleaning -Gas Pipin Nursing facilities don’t have Family and friends also more about the Ombudsman from market volatility. When restrictive visiting hours like serve as an important safety Program or have questions hospitals. Family and friends net by being regular visitors. If about long-term care nursing you're a long way from retire- ment, you may not be par- Jason Jones Plumbing are encourage to visit. When- family/friends feel that proper homes, please contact your ticularly bothered when the 580-214-0404 or 580-323-0405 ever possible, residents eat in attention or care is not being area Ombudsman Supervisor financial markets drop, lead- dining rooms rather than in given to a specific situation, Cherrie Nutley at 580-562- ing to a decline in the value Clinton Oklahoma their rooms. Various activities bring it to the attention of the 5032 or by email at cherrie@ of your investment portfolio. Jason Jones - Owner/Operator | [email protected] and outings are offered each appropriate staff person, for swoda.org. Providing comfort and, SUipport for End, of Life chotces Hospice care provides medical services, emotional support, and spiritual re- sources for people who are in the last stages of a serious illness, such as cancer or heart failure. Hospice care also helps family members manage the practical details and emotional challenges of caring for a dying loved one. For questions regarding hospice service or eligibility, contact: Carrie Perry, RN/ Adminsistrat Pat Welsh, RN/ Coordinator of Patient Care Some of the most common conditions are: * Cancer * Failure to Thrive * End Stage Cardiac Disease (CHF) ¢ End Stage Cerebrovascular Disease (CVA) * End Stage Amyotrophic Lateral Sclerosis (ALS) * End Stage Pulmonary Disease (COPD) * End Stage Liver Disease * End Stage Renal Disease * AIDS/HIV * End Stage Neurological Disease such as Parkinson’s or Alzheimer’s Elizondo; 10th- Tanner Newton (not pictured); 11th- Breegan Barnett and 12th- Dailee Taylor. Courtesy photo. carrle Perry, RN Professional, Passionate Advance, Attentive... Our Difference Is Our Car Have you ever considered becoming a hospice volunteer? A fulfilling experience in the spirit For information or qualifcations on becoming a of giving and receiving. member of the American Legion Post 146 located in Sayre, OK, call Eimo May at 580-210-6989 Upcoming Meetings at the Sayre Citizen Center: 6:30 p.m. December 13 + January 10 - February 22