October 2, 2021 Issue, Page 8 of 8

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Community October 2, 2021 Western Oklahoma Christian School happenings — See you at the Pole was organized by the WOCS sixth grade class. Mr. C.H. Long was invited to come and pray with them, Photos courtesy of Shona Zybach. Mrs. Chester and her 2nd grade class at the Oklahoma City Zoo. Photo courtesy of Shona 2ybach. What does retirement security mean to you? October is National Retire- lifetime income stream. what might happen if you have ment Security Month. But Prepare for unexpected an unexpected health event, what does retirement security costs. During your retirement, become incapacitated or die mean to you? And how can you you can anticipate some costs, work toward achieving it? such as housing and trans- earlier than expected. That's portation, but other expenses why you'll want to create a Here are some suggestions: are more irregular and can’t comprehensive estate plan — always be predicted, such as. one that might include docu- Build your resources. While those connected with health you're working, save in tax- care. Even with Medicare, you ments such as a durable power advantaged accounts such as could easily spend a few thou- of attorney, a will and a living Mrs. Carey took her 3rd grade class to explore the Stafford Air and Space Museum in your IRA and 401(k) or similar sand dollars a year on medical trust. A review of your insur- Weatherford. Photos courtesy of Shona Zybach. employer-sponsored _retire- expenses, so you may want to ance coverages and beneficia- ment plan. In your 401(k), budget for these costs as part contribute at least enough to of your emergency savings, ries can also help protect your earn your employer's match, and possibly purchase supple- assets and ensure they are if one is offered, and increase mental insurance. You may distributed the way you want. Meals On Wheels Oct. menu your contributions whenever also want to consider the pos- In creating your plan, you will your salary goes up. Remem- sibility of needing some type ber, especially early in your ca- of long-term care, which is not need to work with your finan- reer, time is often your biggest typically covered by Medicare cial advisor and a legal profes- Det. 4 - Ghoulash, salad, garlic fruit, roll and desert. poatoes with gravy, salad, rolls asset. Be sure to save early, and can be quite expensive. sional, and possibly your tax toast, yellow cake. and apple pie. since the longer you wait, the The average annual cost of advisor as well. Oct. 14 - Spahetti w/ meat more you'll need to save to a private room in a nursing ‘Oct. 5 - Smothered pork chops, sauce, broccolie with chees, Oct. 25 - Lazy daisy meat pie, help reach your goals. home is more than $100,000, Thinking holistically about mashed potatoes, gravy, corn, tossed salad, garlic bread and salad and chocolate pie. Look for ways to boost re- and it’s about $55,000 per year your retirement security and siscuit and coconut pie. desert. tirement income. When tran- for a home health aide, accord- developing and executing a Oct. 26 - Cowboy stew, cheese sitioning to retirement, you ing to Genworth, an insurance strategy aligned with your Oct. 6 Sloppy Joes, potato sal- Oct 15. - Hot steak sandwich cubes, corn bread and lemon can take steps to align your company. To address these ads, pork and beans, bun and mashed potatoes, gravy, texas bars. income with your needs. For costs, you may want to con- goals may help free you to en- dessert. toast and rice krispy treat. Oct. 27 - Fried pork chops, example, consider Social Se- sider some form of protection, joy one of the most rewarding mashed potatoes with gravy, curity. You can start collect- such as long-term care insur- times of your life. Oct. 7 - Fried catfish, french Oct. 18 - Chicken enchiladas hominy, biscuit and dessert. ing it as early as 62, but your ance or life insurance with a ‘This article was written by Ed- frieds, brown beans, cole slaw, casserole, rice, salad, chips, monthly payments will be long-term care component. hush puppies, bannana pud- salsa and cheesecake. much larger if you can wait Do your estate planning. It’s ward Jones provided by Robert ding. Oct, 28 - Glazed ham, sweet Stephens of Edward Jones Finan- potatoes, corn, cole slaw, bis- until your “full” retirement hard to feel totally secure in Oct, 19 - Meat loaf, mashed age, typically between 66 and retirement if you're unsure of cial Advisor. Oct. 8 - Chicken salad, chips, potatoes, corn, roll and cherry cuit and apple cobbler. 67. (Payments will “max out” sooked apples, beets, crois- cobbler. at age 70.) So, if you have suf- Oct. 29 - Chicken fried steak, sant, chocolate chip cookies. potatoes and gravy, italian ficient income from a pension Oct. 20 - BBQ chicken, potatoe or your 401(k) and other re- Oct. 11 - Closed for Colmbus salad, baked beans, cole slaw, flat, green beans, roll and texas tirement accounts, and you Day. bread sticks and dessert. sheet cake. and your spouse are in good Edward Jones, Member SIPC health with a family history Oct. 12 - Beef tips, and noo- Oct. 21 - Polish sausage with Meals On Wheels is located at of longevity, you may consider 2014 W. 3rd | Elk City, OK 73644 dies, salad, carrots, biscuit and peppers n onions, au gratin 1510 W. 9th St, Elk City 580- delaying taking Social Security. bread pudding. potato, black eyed peas, biscuit and chocolate cake. (225-5821. Dining room is open from 11 You also might want to explore other income-producing vehi- Robert Stephens (580) 225-3156 Oct, 13 - Fried chicken, mashed a.m.-12:30 p.m. Office hours cles, such as certain annuities Financial Advisor [email protected] potato, green beans, jell-O with Oct. 22 - Roast beef, mashed are from 8 a.m. until 1 p.m. that are desiened to provide a