September 25, 2021 Issue, Page 19 of 22

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September 25, 2021 9 BECKHAM COUNTY (continued) Should you buy RODEWAY INN O MEADOW RIDGE RODRIGUEZ AYDE SYRIBOUTH SOUPANH 602 N OKLAHOMA AVE ‘TAMRA WALKER PO BOX 1194 HARRIS KARISSA L 401 N WALNUT HERNANDEZ MORALES FEDERICO ERWIN VERA ‘901 N6TH ST FARRIS LINDA, 109 W SAYRE AVE 102 OAKRIDGE DR PO BOX 801 RODRIGUEZ MARTIN TARVER JASON FEELEY FRANCIS B term insurance HILL KERVIN 102 OAKRIDGE DR 109 CLUBHOUSE DR PO BOX 796 19289 RTE 66 N RODRIGUEZ VALERIE TATE DOUGLAS KEATHLEY MILTON. FOWLER ARTHUR C 203 WILCOX WAY ST PO BOX 201 PO BOX 1231 611 NE HWY APT 3 ROE BRADLEY W TAYLOR ALEXANDRA KERVIN EARL HILL FRAZIER TIMOTHY K 1405 N 6TH ST and invest the 1008 N WASHINGTON 224 N EASTERN AVE PO BOX 796 ROGERS CURTIS E TAYLOR TIM KIDD KAREN GEE PAULINE 516 CALLAWAY 3008 S RANDALL AVE PO BOX 454 17752 E 1120 RD ROGERS JORDAN ‘TETON ANESTHESIA LTD LOWRANCE HEATHER GILLILAND TREVA REV TR 1208-1/2 W 2ND ST 614 W BROADWAY AVE 12554 N 1770 RD PO BOX 672 difference? ROHRBERG APRIL N THACKER JOYCE M MAYFIELD JACOB GLORIA DAKOTA PO BOX 1867 1316 E 3RD ST 604 N SHEB WOOLEY AVE 2301 E MAIN ST ROLES TOMMY N ‘THE VINTAGE SPOT GRAY KRISTIE 820 WEST B AVE 1704 W STH ST MCGRAW BRENDA RR 2 BOX 248 PO BOX 62 HAGERMAN CHARLES L ROMERO IVONNE ‘THOMAS ORA MARIE MILLER KATIE J 210 N7TH ST 819 S ELK AVE 57 C/O RANDY B THOMAS, PO BOX 443 401 $ HIGHLAND RONALD KEITH P. ‘THOMPSON STONEY HARRIS MICHAEL B If you have children or other contrast, the premiums that STANDIFER RD PO BOX 235, NEEDHAM JULIE 200 § BROADWAY ST APT C loved ones who depend on go into permanent insurance 311 § HIGHLAND DR HARTMAN EUGENE MARTIN ROPER JUSTIN TIM ANTHES CONSULTING NICHOLS MARY N 18578 E 1180 RD your financially, you need life are invested systematically PO BOX 2403 2067 W 7TH PL PO BOX 748 HARTMAN WILLIAM insurance ~ no question about and managed by professionals. ROSETTE MADISSON TIM S TRUCKING LLC NOBLES DEVONNA S RR 2 BOX 169 803 WESTWOOD PL PO BOX 340 215 S MAGNOLIA AVE HARTMAN WILLIAM E it. And you'll need an amount ROSSERS DRILL COLLAR TIPPENS THOMAS J that can enable your fam- INSPECTION. PO BOX 388, 1415 WAVE A OREN CRYSTAL 18578 E 1180 RD Term premiums won't al- PO BOX 1909 TODD MORGAN 12651 N1710 RD HENDERSHOT RUTH ily members to continue their PAIR TYRUS 405 N 6TH ST. lifestyle if you aren’t around. ways be cheap. Term insurance ROYAL DALE 220 RIDGECREST DR APT H105 HODGES MARY 900 N PIONEER RD TOL CONSULTING PO BOX 684 But there may be less certainty is quite affordable when you're RUIZ ADRIAN 212 CYPRESS AVE RAE ADAM 807 NSTH ST 6108 W 20TH ST 12427 N 1770 RD HUGHES JASON. about what type of insurance young. But when the term ex- ‘TRENT DAVID B 11948 N 1960 RD you should purchase: term or pires after, say, 15 or 20 years, RUNTOWIN 2027 W 7TH PL RODS PRODUCTION SERV 1607 WEST C 17563 RTE 66 S HUNTER JASON D ‘TREPEL DANIEL. 17478 E 1120 RD permanent. And the issue can the premiums can become §§ OIL FIELD RENT 2302 W COUNTRY CLUB BL E41 ROSS ERIK HURLY CRYSTAL cause even more confusion if 101 ROBINSON PL TRISSELL KATHRYN A 217 § MAGNOLIA AVE 707 N7TH you've heard the phrase: “Buy much more expensive. Con- SAENZBAZAN ROSA M 1808 WESTWOOD ESTATES DR ROSSON JOHN W PO BOX 1185 JANE LISBON term and invest the differ- sequently, there will likely be 1109W 14TH ST LOT 111 ‘TROLLINGER JOHNNY 18646 HWY 152 SANDERSON JOHN 622 N ADAMS AVE ROSSON LEOTA ANN JENKINS ANGELA ence.” What does this mean? much less of a gap between the 220 RIDGECREST DR # G87 ‘TURNER CARL M. PO BOX 1185 11306 N 1917 RD Andis it good advice? costs of term and permanent SARVER STEFAN 1312 W LAKEVIEW RD ‘SANDERSON ROSMAH A JENKINS CHRIS. insurance. 1900 W BROADWAY APT K83 ‘TURNER DAVID 2100 W 12TH ST. RR 4 BOX 25D First, let's review the chief SAYRE ASHLEY N 1019 E HWY 66 SCRIVNER STONEY JERI HUGHES: 1900 W BROADWAY APT H60 TURNER MILDRED J 17898 E 1220 RD 1309 N 1ST APT B differences between term and SCHACHLE PJ 422 MCARTHUR SITES RHONDA M JONES SUMER Permanent insurance in- 300 ELLIS DR permanent insurance. As its ‘TWIDALE HANNAH RR 1 BOX 17 19289 RTE 66 N name suggest, term insurance vestments can grow tax-de- SEARS NELL 1601 WEST AVE E STANFORD ROGER KHAMPOLNGARM NATTHAPOL SHANNON T AYO EST TWYMAN JUSTIN G 17373 E 1240 RD 411 COLUMBIA AVE lasts for a set period, such as ferred. If you followed the “buy 2021 W 7TH PL 20264 E 1110 RD ‘STREET LYNTON LAKEY IRREV MIN TR 10 or 20 years, while perma- term, invest the difference” SHANNONS CUSTOM PAINT UNRUH MICHAEL NELSON PO BOX 774 PO BOX 186 nent insurance can last your approach, and you purchased 106 E 7TH ST RR 4 BOX 7223 TENNERY NELLJ LAWANDA KEETHLEY REV TR entire life. Term insurance SHELTON JOSH VAZQUEZ VIC PO BOX 355 109 MESQUITE stocks or mutual funds, you 3121 W7TH ST 105 JANETS WAY THOMAS DAVID W LEECH RYAN only pays a death benefit - might incur taxes on capital SHELTON TYSON LYNN WAGNER MONICA 1002 § MAGNOLIA 1207 NATH ST there’s no opportunity to build 522 W BROADWAY 120 $ MADISON AVE STE 24 TOMPKINS JEWEL EST LENA L WARD MINI TR cash value. But permanent in- gains and dividends. But the ‘SHIELDS VANCE E REV LIV TR WALDROP JOE ANN WOOTON DENNIS L 1502 N 3RD ST investments within a perma- WANDA R SHIELDS ROGERS TTEE, 610 S VAN BUREN PO BOX 1245 LEWIS AMBER J surance, such as universal life, 1700 W STH WALETTA NEWTON 415 COLUMBIA AVE also contains an investment el- nent insurance policy are tax SHOCKEY PHYLLIS S 510 N JEFFERSON SAYRE LEWIS BILLY S EST ement. Consequently, perma- deferred, so you won't pay PO BOX 118 WALGREEN CO ADAMS ERNEST E 311 N BROADWAY nent insurance premiums are SHOCKLEY JOSEPH S 115 W3RD ST 326 E WASHINGTON AVE MACKEY CHRIS P taxes on interest, dividends 116 PEGGY DR WANN LORETTA, ALBRIGHT SHIRELY J 18851 E1210 RD generally considerably higher or capital gains until you with- ‘SHOCKLEY KAYLA WARD LANESHA 809 MAGNOLIA AVE MANUELA PEREZ D than those of term insurance. 116 PEGGY DR 1408 W 7TH ST ALLISON ENTERPRISES. 17556 HWY 152 draw the proceeds, similar to 122 W MAIN MCBURNEY JAMES: SIMMONS HEATH WARD ROBERT M 403 N 1ST ST Given this difference in pre- the tax benefits you get with 415 KIMBERLY DR APT 4 SIMMONS J R 110 BLACKBURN BLVD ALLISON FAMILY TR PO BOX 540 MATHEWS MICHAEL L miums, you may have heard your IRA and 401(k) accounts. WARREN JOHN A ALLISON MARIE 401 W ENTERPRIZE 1408 W AVE D 213 S CALLOWAY that it's a good move to buy SIMON JERROD WASCHER BERNARD PO BOX 540 MCCRARY MICHELE 19639 E 1140 RD ALLISON Td 12135 N 1920 RD term insurance and use the Even though you should 10709 N 1998 RD PO BOX 540 MCDONALD JORDAN “savings” — that is, the money SIMPSON DALE WATERS ALBERT ARTER RONALD D 1501 WADE ST APT 11 consider the above issues, 501 W SRD ST 102 BLACKBURN 11692 N 1880 RD MCGOWEN JESSE R you would have spent on a you don’t necessarily have to SIMPSON DALE WELDON THOMAS PO BOX 51 costlier permanent insurance PO BOX 2286 320 N CALLOWAY AVE ATHALIE | WHINERY dismiss the “buy term, invest SKELTON DONNIE RR 4 BOX 131 MCLEMORE JEFF policy — to invest in stocks or WEST JOHN ATHALIE | WHINERY TR 11157 N 1930 RD the difference” strategy. Ev- 904 JAMI LN PO BOX 666 C/O ATHALIE | WHINERY, RR 4 BOX MILLAR JAMES D mutual funds, rather than rely SLACK LARRY E WHARRY TRACI on the investments contained eryone’s situation is different, 100 S PIONEER RD LOT 44 RR 2 BOX 171 PO BOX 472 BAILEY DESTINY MOORE SHELBI in permanent insurance. But so you'll want to explore your SMITH BILLY P WHITE KENDRA 312 E WASHINGTON AVE 1501 N WADE ST UNIT C3 APT 11 in reality, it’s not that simple. options carefully, At different 108 BERRT CT 521 NICHOLS AVE BALDWIN ERVIN MORRIS DEBRA DALE SMITH DENNIS WHITTEMIRE MICHAEL RR 4 BOX 230 10895 N 1920 RD Here are a few reasons why times of your life, different in- 422 WEST AVE A 11443 N 1970 RD BARKER ARTHER T NEECE PAUL, “buy term, invest the differ- surance and investment solu- SMITH GIGI WHITTENBERG NOLAN C 605 E GRANT AVE RR 4 2206 N HWY 283 ence” may not always be the 1205 BLUE STEM 809 S STATE AVE BENNETT LOUIS NICHOLS IOLA A best strategy: tions may be appropriate. But SMITH GRETA WILHITE LARRY W 1605 E MAIN MOODY RICK AND LISA, 18647 E however you choose to do it, 203 CORAL AVE UNT B 612 N HOWARD BLACK LE KAREN ANN 1230 RD SMITH IHLER WILLIAMS DO SCOTT A 108 CENTRAL DR PAGE CHANCE A People don’t consistently in- you'll want to maintain suffi- 115 HOSANNA AVE 1901 W 3RD ST STE A BLACKMON ARCHIE 18486 E 1270 RD vest the difference. Although cient life insurance and invest SMITH JASON E WILLSIE BOBBYJ 307 N1ST PAGE DENISE R 1414 W 7TH ST APT 3D 1512 W 2ND BRAMLETT MOZELLE 18486 E 1270 RD people may have the best in- for your long-term goals ~ two SMITH KRISTY WILSON KRISTYN 1306 N 2ND ST APT B PLUMMER TOMMY ALAN tentions when it comes to in- actions that can pay off for you 1117 N FALCON RD 1402 W 5TH BRANDON BOBBY 10 YUCCA AVE vesting the savings achieved and your loved ones. ‘SMITH LINDA WILSON MARIE 18533 NRT 66 LOT 4 POOL TRACI by purchasing term insurance, 1300 CLOUD NINE 11222 N 1940 RD BREEZE MARLENE 101 § SPURLIN ST SMITH TODD WILSON VANESSA L 1906 WATTS POWELL ANGELA life often gets in the way and RR 4 BOX 7600 220 RIDGECREST DR #99 BRITTON FAM TR 406 N BROADWAY ST they find other ways to spend This article was written by Ed- SMITH WILLIE L WINLOCK EARL A NOLAN E BRITTON TTEE, PO BOX RANDY CLANCY the money. Or they may invest ward Jones provided by Robert rate W COUNTRY CLUB BLVD APT PO BOX 233 237 400 E GRAND AVE APT 140 BRITTON NOLAN K RED RIVER DEVELOPMEN sporadically or make poor in- Stephens of Edward Jones Finan- ‘SMITHS WELDING WOMACK LEISA A 321 N STATE AVE P 0 BOX 237 906 E BENTON AVE vestment decisions. By way of cial Advisor, 19526 E 1120 RD WOOD GREGORY A BURNS EDSELL R REEVES NANETTE W SNELGROOES BREZZIE 119 MITCHELL DR 1207 N 4TH PO BOX 415 105 JANETS WAY PMB 100 WOODARD JOSHUA CAMPBELL MYRTLE V REEVES TRAVIS SNUGGS CHRISTINE 110 MITCHELL DR 10952 N 1880 RD 713 N6TH ST 19713 E1180 RD WORD SCOTTY CANTER LINDA RIZCO SONIC DRIVE IN INC ELK CITY 416 EISENHOWER BLVD 709 N2ND ST PO BOX 313 801 W THIRD ST WRIGHT JAMES CARTER KIRBY RIZLEY LANA SOONER RUBBER PRODUCTS 129 CALHOON ST PO BOX 628 701 HUNTER LN Edward Jones, Member SIPC 108 E 12TH ST YARBROUGH GEORGIA CAVES JESSICA ROBERTSON BRENDA SOTO FIDELR CLINESMITH PENNY AND 1100 N 8TH ST 18358 E 1120 RD 165 BLACKBURN BLVD MCENTIRE MA, 323 $ OKLAHOMA CHOATE WINNIE ROBERTSON CLENICE 2014 W. 3rd | Elk City, OK 73644 SOTO MONTOYA J REFUGIO 1301 N 4TH ST 18358 E 1120 RD 100 § PIONEER RD ERICK CLANCY RANDALL ROBERTSON DELBERT SOWDERS WALTER ‘ABLA MARK A 400 E GRAND AVE APT 140, 18358 E 1120 RD Robert Stephens (580) 225-3156 1303 WEST C AVE SPENCER CHARLES Z PO BOX 1151 BEARD BRIAN PO BOX 636 COCOVELL KALISHA 1231 N BROADWAY N COLLINS ORVILLE ROBERTSON DELBERT AND CLENICE FAM TR 18358 E 1120 RD Financial Advisor [email protected] PO BOX 1318 PO BOX 140 RUIZ RAMON SPENCER EONA BENTLEY LLOYD 805 N3RD PO BOX 1318 12702 N 1740 RD COMPUTER MASTERS PLUS STALLINGS CHRISTY BOYD AMOS 2 E ANCHOR DR SAYRE MEMORIAL HOSP RURAL 1917 S VAN BUREN AVE 97 PO BOX 431 COURTNEY DORMA LEE HLTH 1202 N 4TH ST 911 HOSPITAL DR STANDIFER HOUSE BRIMER THERESA COURVILLE GENE SHATSWELL BUDDY 1030 W 7TH ST RR 1 BOX 18 314 W ELM AVE 408 W PINE STANLEY BRAD CARRY COX CROOK JASON RD SHELTON MORGAN L PO BOX 1384 12504 N 1790 RD 1 NCOVEY ST 401 W BROADWAY STAPLETON STEVAN coor J CURTIS CHASADE ROY SIPES RILEE 131 RANCH RD PO BOX 318 313 N1ST RR 4 BOX 1668 Avaitable or STEELE MONA L 706 § RANDALL STEELE WILLIS W 706 § RANDALL COUCH BENNY PO BOX 527 CRUMPTON BOBBY 121 POPERLOR DAMRON LYNN MARK 18948 E 1220 RD DAVIS JERRY W STORE B 311 S 4TH ST SWAIM ANDREW 809 HUNTER LN PICKUP ev DELIVERY STEVENS BEAU DAWSON DONNA 314 W PINE AVE DAVIS KATHY. TAYLOR JAMES E 549 N 2000 RD 200 W 3RD 613 E GRAND AVE ‘TAYLOR RHONDA, STEWARD JASON DUNLAP GAYLA DAWSON EDNA PO BOX 208 $50 1920 W 7TH ST TRLR 33, 12396 N 1760 RD 608 NATH ST ‘TEXOK GEOLOGICAL SERVICES $75 STEWART MARTIN EISENBERG TYLER A DENNEY LINDA 151 KILLIAN LN 304 MARY DR PO BOX 735 604 KONNER GIR THOMAS JOHN F STEWARTS BODY SHOP EUGENE TIPTON DENTON JENNIFER PO BOX 416 318 N JACKSON PO BOX 453 1109 N TH ST TRLR 3 ‘TREVATHAN LEVI STONE LISA D FARLEY VIRGIE FAY DODSON LUCILLE MYRTLE 506 NSTH ST APT 4 400 WILLOW ST PO BOX 27 PO BOX 660 VARNELL ROY D 6 Months 1 Year STORM SUSAN FIGER RE DODSON LUCILLE MYRTLE REV TR 12061 N 1860 RD 801 W BROADWAY AVE 17469 E 1280TH RD PO BOX 660 WALTER BARTLETT Add the e-paper to a jarint subsoriation for #1 per month STOUT LORRAINE FLOYD DORIS L DOUG GRAY MOTOR CO 604 NATH ST 306 PARKVIEW PL 17278 E 1270 RD 801 NE HWY 66 WHITAKER JOE STOVER SHILOAH A GAMBLE DOROTHY DUNCAN GREGORY A 1002 N 7TH 517 N STATE 12603 N 1690 RD 18806 W 1080 RD WILLIAMS BRADY. STRAIGHT ERIKA DUNLAP MARY A 400 E GRAND AVE APT 113, GREER JUDITH R 307-1/2 N BROADWAY “ElkCituNews 1219 CRESTVIEW DR SUE N JONES 322 HOOVER CIR 18031 E 1190 RD HALL ELTON PO BOX 383 EASON JONATHAN 901 N7TH ST TEXOLA GAMBLE MARVIN EST 16828 RTE 66 S ‘SUMPTER KRISTI ECKHART NATALIE 109 W. Broadway 203 QUAIL DR UNIT A HARKER COLLEEN 905 N STH ST 12164 N 1810 RD 580-225-3000 - www.elkcityoknews.com